Financial Literacy Awareness

If you ever wondered why people financially struggle despite they diligently work in their entire life either in a job or  in business, why our community is divided into classes of ‘High, Middle and Low’ when we talk from the financial point of view . From being our childhood we never think about our parent's money that how our parents earning money to fulfill our wishes, to give us life like what we want, they do not involve us in financial matters, Do you know why ? Parents always think that their child must have a quality education with a life full of fun in their life, they make us shop for ourselves, for our friends, for our pets. And always ask you at every moment if you want anything more, to ensure that you get everything whatever you want to keep you happy. The rising need for status, standard and recognition made you spend more and from more popular place to rise in sumptuous living, these all demand a lavish amount of money. Have you ever think of why parent need loa...

Stock market Volatility is one of the most important factors concerned by investors before investing in the stock market. Volatility refers to the degree of price variation during a particular period, the expected return from an investment is determined by the risk associated with the same. Investors interpret an increase in stock market volatility as an increase in the risk of equity investment and consequently they shift their funds to less risky assets. It puts a downward pressure on the stock prices making room for higher expected future returns to compensate for the excess risk. The volatility is one of the crucial inputs in all the investment decisions including portfolio construction, pricing of assets and their derivatives, designing hedging strategies, determining capital adequacy and margin requirements besides other tools of risk management. The flow of information is the main determinant of volatility; more the amount of unexpected information (news) reaching the market, th...